The present study assessed the suitability of groundwater by using the Canadian Council of Ministers of the Environment Water Quality Index (CCME-WQI) and the Groundwater Water Quality Index (GWQI) Model. Six heavy metals viz. arsenic (As), Iron (Fe), Manganese (Mn), Copper (Cu), Lead (Pb), and Nickel (Ni) were investigated in the groundwater from 65 locations of Ranchi city by the Inductively Coupled Plasma-Mass Spectrometry (ICP-MS). The spatial distribution of WQI was established by Inverse Distance Weighted (IDW) interpolation technique using ArcGIS 10.3. The mystery of hydrogeochemical evolution in groundwater was elucidated by plotting the Piper trilinear diagram of major cations (Ca2+, Na+, Mg2+, K+) and anions (HCO3-, Cl-, SO42-, F-). Significant fluctuations in the water level during PRM (7.38mbgl to 10.5 mbgl) and POM (4.3- 6.4 mbgl) season were observed in the central part of the study area. Performance evaluation of WQI models indicated that the CCMEWQI performed better than GWQI for assessing the quality index of groundwater with a comparatively higher coefficient value (R2 0.97) and less NMSE (4.34) RMSE (27.38), MAPE (0.357). The health risk of heavy metals via the oral route was investigated by calculating hazard quotient (HQ) and hazard index (HI). The HI value was observed maximum for As followed by Mn >Pb > Ni >Fe >Cu for adults and children. The spatial distribution map of HI indicated that most of the studies area are at a non-carcinogenic risk of heavy metals. The study provides immense help for water authorities and public health decision-makers to prevent the community's health risk.