The effects of a road accident where one vehicle hits its front on the side of another one are explored. In such cases, the impacted vehicle’s side is usually significantly deformed, which causes a risk of serious injury to vehicle occupants. An analysis of the front-to-side collision covers many non-linear and highly complex processes, especially when it is based on the collision energy balance. For the analysis, a model of a front-to-side motorcar collision and a dummy representing the impacted vehicle’s driver was prepared. The model simulations carried out were supplemented with important experimental test results. The model validation and the drawing of conclusions from research results were based on crash test results. The shares of major components in the front-to-side collision energy balance were determined. The impact energy has been proposed as an alternative predicate of the road accident effects; as a measure of the effects, the risk of injury to vehicle occupant’s head and torso is considered. The model simulations were found to be in good conformity with experimental test results. The research results enabled determining the relation between the side impact energy and the risk of dummy’s head and torso injuries according to the Abbreviated Injury Scale. The relation obtained was approximated using the logit model. This relation helps to reconstruct road accidents and to improve the car side’s passive safety systems. A discussion of the results obtained has shown good consistence between the results of this work and other comparable research results.