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Research Article
An Investigation Into the Factors Inhibiting the Development of Date Crop Insurance: the Case of Saravan County
Mohammad Reza Sasouli
Assistant professor of Agricultural Economics, Higher Educational Complex of Saravan, Saravan,, Iran.
Corresponding Author
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The viability and efficiency of crop insurance policies depend on farmers’ demand and willingness for crop insurance. The present paper analyzes the insurance demand of 441 date farmers in Saravan County. Data showed that 68.87% of the farmers did not agree with insurance. The results of the ordinal logit model at five different levels indicated that awareness of insurance benefits, insurance record, previous-year yield, educational level, the standard deviation of income, orchard area, and satisfaction with insurance services are the main variables influencing the demand for insurance. The coefficient of variation of the likelihood of insurance adoption was estimated at all five levels. A 1% increase in satisfaction with insurance services increases the likelihood of a person’s shift from the ‘strongly disagree’ category to the ‘disagree’ category by 6.3%. Older date farmers abstain from insurance adoption, which needs reflection given the religious view in the region on interest rates on the one hand and the resistance of older people against modern risk management methods on the other.
Keywords
Date crop insurance, Ordinal Logit Model, Willingness To Accept
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This preprint is under consideration at Scientific Reports. A preprint is a preliminary version of a manuscript that has not completed peer review at a journal. Research Square does not conduct peer review prior to posting preprints. The posting of a preprint on this server should not be interpreted as an endorsement of its validity or suitability for dissemination as established information or for guiding clinical practice.
Learn more about In Review
Research Article
An Investigation Into the Factors Inhibiting the Development of Date Crop Insurance: the Case of Saravan County
Mohammad Reza Sasouli
Assistant professor of Agricultural Economics, Higher Educational Complex of Saravan, Saravan,, Iran.
Corresponding Author
Badges
Prescreen
This manuscript passed our Prescreen assessment
Complete author information
Appropriate declaration statements
Potential risks to human health
Prescreen
Peer Review Timeline
CURRENT STATUS: Under Review
Version 1
Posted 06 Jan, 2021
No community comments so far
Editor invited
On 06 Jan, 2021
Submission checks complete
On 05 Jan, 2021
First submitted
On 28 Dec, 2020
Metrics
Comments: 0
PDF Downloads: ...
HTML Views: ...
License:
This work is licensed under a CC BY 4.0 License. Read Full License
The viability and efficiency of crop insurance policies depend on farmers’ demand and willingness for crop insurance. The present paper analyzes the insurance demand of 441 date farmers in Saravan County. Data showed that 68.87% of the farmers did not agree with insurance. The results of the ordinal logit model at five different levels indicated that awareness of insurance benefits, insurance record, previous-year yield, educational level, the standard deviation of income, orchard area, and satisfaction with insurance services are the main variables influencing the demand for insurance. The coefficient of variation of the likelihood of insurance adoption was estimated at all five levels. A 1% increase in satisfaction with insurance services increases the likelihood of a person’s shift from the ‘strongly disagree’ category to the ‘disagree’ category by 6.3%. Older date farmers abstain from insurance adoption, which needs reflection given the religious view in the region on interest rates on the one hand and the resistance of older people against modern risk management methods on the other.
Due to technical limitations, full-text HTML conversion of this manuscript could not be completed. However, the manuscript can be downloaded and accessed as a PDF.