Descriptive statistics of participants
60 participants were invited to join the semi-structured telephone interview. Among them, 20 did not answer our phone calls, 27 refused to join, and 13 agreed to join the interview. The final sample included 10 women and 3 men, with ages ranging from 45 to 81 years. The sample size was regarded as sufficient to reach thematic saturation since no new thematic information could be gathered. Table 1 shows the sociodemographic characteristics of individual participants, which was based on the results of the previously commenced telephone survey. Marital status of the participants was classified as never married, married, cohabitation, separated, divorced, or widowed. Information on education level, income poverty, social security and occupation were collected as the measurement for socioeconomic status. Education level was grouped as primary or below, secondary, and tertiary or above. Income-poverty was measured by equivalised household income, which was estimated by dividing total pretax monthly household income (including social security benefits) by the square root of household size. People whose equivalised household incomes fell below $5,250HKD (half of the sample’s median in the telephone survey) were classified as ‘income poor’, whereas those above were ‘non-income poor.’ Participants receiving the means-tested financial assistance from Comprehensive Social Security Assistance (CSSA) were regarded as recipients of social security. Occupation was grouped into five categories as employee, self-employed, umemployed, retired or looking after family. Medical condition was collected based on self-report of diagnosis by their doctors on chronic diseases. Participants were also asked to rate their health in general as poor, fair, good, very good, or excellent. The descriptive statistics below give insights into the variety of barriers that patients face from different sociodemographic backgrounds, allowing for an intersectional approach to data analysis and policy recommendations.
Table 1
Sociodemographic characteristics of individual participants
No.
|
Age
|
Sex
|
Marital status
|
Education level
|
Income- poverty
|
Social Security
|
Occupation
|
Chronic disease
|
Self-rated health
|
01
|
56
|
M
|
Never married
|
Secondary
|
Non-poor
|
No
|
Self employed
|
Coronary heart disease Diabetes High Cholesterol Hypertension
|
Fair
|
02
|
68
|
F
|
Married
|
Primary or below
|
Non-poor
|
No
|
Looking after family
|
Diabetes High Cholesterol Hypertension Rheumatism Sciatica
|
Fair
|
03
|
45
|
F
|
Married
|
Secondary
|
Non-poor
|
No
|
Looking after family
|
Hypertension Muscle Pain
|
Good
|
04
|
70
|
F
|
Married
|
Primary or below
|
Non-poor
|
No
|
Retired
|
No
|
Very Good
|
05
|
81
|
F
|
Widowed
|
Primary or below
|
Non-poor
|
No
|
Retired
|
Diabetes High Cholesterol Hypertension Muscle Pain
|
Fair
|
06
|
74
|
F
|
Married
|
Primary or below
|
Non-poor
|
No
|
Retired
|
Adhesive Capsulitis Cataract Diabetes High Cholesterol Hypertension
|
Fair
|
07
|
73
|
F
|
Widowed
|
Primary or below
|
Non-poor
|
No
|
Retired
|
Cataract Coronary heart disease High Cholesterol
|
Fair
|
08
|
70
|
M
|
Married
|
Primary or below
|
Poor
|
No
|
Retired
|
Coronary heart disease
|
Poor
|
09
|
49
|
F
|
Married
|
Secondary
|
Non-poor
|
No
|
Employee
|
No
|
Very Good
|
10
|
58
|
F
|
Married
|
Primary or below
|
Non-poor
|
No
|
Looking after family
|
No
|
Good
|
11
|
55
|
F
|
Married
|
Secondary
|
Poor
|
No
|
Employee
|
Gastroesophageal reflux disease Gum infection
|
Fair
|
12
|
64
|
F
|
Widowed
|
Primary or below
|
Poor
|
Yes
|
Looking after family
|
Back pain
|
Good
|
13
|
55
|
M
|
Married
|
Tertiary or above
|
Non-poor
|
No
|
Employee
|
Coronary heart disease Pituitary tumor
|
Good
|
Comparing the sociodemographic characteristics of the 13 participants and 47 non-participants from the results of the telephone survey (Supplementary Table 1), participants were more likely to be female (77% vs 57%) and non-income poor (77% vs 62%) but had similar mean age (63 years vs 64 years).
Interview length ranged from 16 minutes to 80 minutes, with a mean duration of 37 minutes. There was a focus placed on the experiential and anecdotal recounts of different factors that negatively affected people’s ability and willingness to seek primary care. Using the socioecological model15, various multidimensional gaps were identified. Individual and environmental factors were categorized by intrapersonal and interpersonal, institutional, community, and policy and legal levels. Intrapersonal factors include an individual’s knowledge, attitude, and behaviors, while interpersonal factors touch on social networks. Institutional factors cover the way relevant institutions are operated, community factors allude to institutions and informal networks within defined boundaries, and policy and legal factors refer to policies and regulations affecting the institutions and their function. Gaps on perceived barriers in various hierarchical levels and the relationships between these levels are summarized below. Short quotes within the narrative are reported and accompanied by a unique identifier of participants.
Intrapersonal and interpersonal factors
1a) Limited choice of outpatient care due to wealth status
Many of the participants are aware of their wealth status, income, and expenses, which influences their comparison with the “middle class” (a term generally used in Hong Kong to refer to those who are not poor or very wealthy). These participants believe that they are only able to and should only seek medical care from the most affordable option, which tends to be the government subsidized General Out-Patient Clinics (GOPC), priced at $6.5USD ($50HKD). The perceived limited options further contribute to other factors below. A working man helplessly said:
“If you are talking about the middle class, those who earn high wages, of course, they’re going to think [government subsidized public healthcare] is cheap. If anything, apart from the slightly longer time in waiting, they are going to thank you [for the subsidy]. But for us [author: poorer people], we do not earn much, we do not always have work to do, we lose a future visit to the doctor if we spend on a visit this time.” (01-working man)
1b) Inadequate knowledge of types and number of services provided
There is a general lack of knowledge on the locations of public healthcare services, limiting the utilization of the services. This is compounded by the fact that patients tend to not be inquisitive during their clinic or hospital visits and do not ask about alternative options even if the current service may not be the most convenient. An elderly man, when talking about traveling difficulties to his regular checkups, said:
“I don’t know where to go for public healthcare! I don’t know where the public clinics are located... The current hospital for my checkups is inconvenient, but I don’t know where to look for closer options… I’ve never asked the doctors or nurses at my current hospital for alternatives.” (08-elderly man)
1c) High non-monetary opportunity costs in seeking public healthcare services
There are other factors to be considered when deciding to access public healthcare. For patients who live further away from the closest GOPC or Accident and Emergency (A&E) Department, travel time is an important consideration. The time patients spend waiting during the visit is also significant.
“It takes me around 20 minutes from boarding the minibus to arriving at the hospital. Normally, I must wait at least one hour for the checkup, and at least 30 minutes for medicine collection. I have tried waiting for over two hours for medications before. I’ll have to waste three to four hours per regular checkup. This is unreasonable.” (08-elderly man)
Apart from that, patients who have limited mobility due to conditions such as osteoarthritis and osteophytes, experience difficulties when traveling, especially if the terrain is not easy to traverse. These patients must consider the extra effort needed.
“I experience chronic pain in my legs and spine. Every time I visit the public clinic, I must take the cab as I can’t walk.” (05-Elderly Woman)
Another significant factor may be items patients prioritize above their health. For example, those who are financially supporting children or parents tend to lower the priority for their health in exchange for their child’s or parent’s health because paying for themselves will mean that they will be unable to afford to pay for their child or parent. As a father said:
“It’s not a big deal for adults like myself. I can just head to the pharmacy to purchase some OTC medication. However, if my child became sick, I’m going to always prioritize them and bring them to private healthcare.” (13-father)
In other words, although they can afford public healthcare, they choose not to do so due to other considerations. Many of these considerations can be eliminated if they have the financial ability to afford private healthcare, which many of them are in extremely close vicinity and are incredibly accessible.
1d) Reluctance to seek medical care unless the situation becomes serious and acute
Due to the difficulties in accessing both private and public healthcare, patients often sit on their illnesses. Once the symptoms become debilitating, it then forces the patients to seek care. This allows the patients to delay the high costs of healthcare. The reluctance can be mitigated with government subsidies, such as EHCV. However, these subsidies are only available to a subpopulation and when these subsidies are no longer available or completely utilized, the reluctance reemerges. Defaulting to this mode of doctor-seeking behavior tends to cause the illness to develop further than it should, contrary to what the patients hope to achieve, i.e., a fast and cost-effective treatment for their illnesses. When the situation is dire, it causes the following situation to occur:
“I’ll be reluctant to spend money on visiting the doctor after knowing I’ve run out of Elderly Health Care Voucher. I rather purchase OTC pain killers. I’ll only go to the doctor’s when my headaches, my whole body aches, or when I have a fever or cold shivers. (08-elderly man)
1e) Consumerist attitude and perception of quality of care received
Hong Kong’s private healthcare focuses on providing outpatient primary care, while the public sector focuses on providing secondary care. People tend to associate “better and more effective” with private healthcare due to its higher price. Yet the price difference only exists because the public sector is heavily subsidized by the government. This perception of the healthcare system creates disdain against the public system and may cause patients to be less willing to seek public care. As an elderly woman expressed:
“In my experience, sometimes the treatment from the public sector is awfully slow or just doesn’t work. However, the medication from private doctors works much better and faster.” (02-elderly woman)
Institutional-level Gaps And Issues
2a) Price Increase Of Public A&e Departments
Hong Kong’s public A&E services underwent a price increase in 2017, from approximately $13USD ($100HKD) to $23USD ($180HKD) 16 . The government hopes to encourage appropriate usage of the A&E and to create a diversion of less urgent patients to other providers. The price increase in turn hurts the patients who would have otherwise been able to financially access A&E services but are now limited. There are two considerations when thinking of accessing A&E services. First, increased opportunity cost, as patients now must wait the same time or longer whilst paying more. As the price difference between A&E services and private healthcare shrunk, patients may opt for private healthcare albeit less frequently. As a stay-at-home mom lamented:
“I don’t think it’s reasonable. For example, with A&E charging $23USD ($180HKD) [per visit], if I save a little more and pay $10USD ($80HKD) more, then I can use private healthcare. If you’re talking about reasonable prices, the goal is to prevent people from abusing the system, so anything below $12.75USD ($100HKD) is acceptable and can achieve the goal.” (03-stay at home mom)
2b) High Price Of Private Healthcare Providers
The fees that private healthcare providers can charge are unregulated in Hong Kong, causing a wide range of fees and services depending on the provider’s location, experience, qualifications, etc. Despite the resulting high prices, the participants expressed that they would want to be able to access private providers. Unfortunately, the patients either can’t pay the fees upfront or it becomes a huge burden to their financial stability to do so. As an elderly woman said:
“Sigh, just a short visit to the cheapest [private] provider will cost you some hundred dollars. Just like that, some hundred dollars is gone. Even if the government subsidizes some of the cost, I’ll still weigh out my symptoms before choosing to go to a private provider.” (07-elderly woman)
2c) Inadequate General Out-patient Clinics
A public alternative to the A&E services are the GOPCs. However, these GOPCs are very limited in the number of patients they can service, with limited quotas per day. Due to the low quotas, the landlines for telephone appointment booking are often flooded by other patients. Patients may need to call 10 + times to get through to the staff. Even if the patient can get through to the staff, same-day consultations with doctors are difficult to arrange. Although there is an alternative booking method through the “Book GOPC” function in the Hospital Authority (HA) app fully launched in July 2020, there does not seem to have any adoption amongst the participants. This directly compromises the patients’ care, causing long delays between the presentation of symptoms and illness and the time medical care is accessed. As the stay-at-home mom says:
“I really do want to go to public healthcare. For example, when my hand hurts, I want to be able to access healthcare immediately. The question is, are there quotas available for you? It’s impossible to have an available timeslot for you. Every time I get through to them [via the phone], they say that the next 24 hours are already full. The same happens even if you stay up all night and constantly call their landline. I had tried calling for 3 days before being able to reserve a consultation time.” (03-stay at home mom)
2d) Complex Steps To Access General Out-patient Clinics
Accessing GOPCs in Hong Kong requires a telephone and certain competencies in utilizing technology. This may prove to be challenging to elderlies, the primary GOPC demographic. Over 1/3 of the total GOPC patients are aged 65 or above17. One participant has expressed that she does not, in fact, own a phone, causing her ability to access GOPCs to be near impossible. On the other hand, the elderlies who do own telephones have expressed another set of concerns. There are multiple steps to the telephone appointment booking system. The patient must repeatedly listen to introductions and input the correct information, including the patient’s preferred language, their Hong Kong identity card numbers or their birth certificate’s registration number’s first six digits, year of birth, confirmation of identity, confirmation of appointment, and any other services they require18. These steps can easily cause confusion and panic for the patient when instructions aren’t heard correctly or when the wrong numbers have been inputted. As another elderly woman frustratingly said:
“Where do you even go to queue up for GOPCs? I must call them to make an appointment. Sigh, I don’t even know how to call using smartphones! I have no clue how to input the numbers when they ask me to. In the past when I use my old cellphone, I can sometimes get through to the staff members if I’m lucky. However, they never have an available same-day consultation time slot.” (06-elderly woman)
2e) Unmet Medical Needs Received From Public Healthcare Services
Hong Kong is still in shortage of doctors. There are currently approximately 2 doctors for every 1,000 people in Hong Kong19. Of the doctor population, approximately 49% are serving in private practice20. Unsurprisingly, doctors in the public sector face a large daily influx of patients, compromising their ability to give quality care in appropriate lengths of time. At times, the doctors, as reported by the participants, may feel robotic and apathetic. As explained by an elderly woman:
“They [the doctors (sic)] can’t be bothered to care about you even if you want to ask another question. You’re in your world and they’re in their world. I mean, you’d want to ask more about why you’re ill and about the illness itself, but all they do is get you out of the room and get you your medication at the pharmacy.” (04-elderly woman)
2f) Inadequate Employer Support For Ill Employees
Lower-income patients mainly work in low-paying sectors such as retail trade and food and beverage services21. These industries are largely dependent on the employee, whereby the absence of an employee can cause a direct negative impact on the company, especially in smaller stores. While employees are entitled to two paid sick leave days per month within the first 12 months of employment and are then offered four days per month thereafter, at a minimum22, employment situations may not always allow for such flexibility. For example, the shop may close for the duration of the sick leave, or the patient does not feel adequately protected by the legislation and fear negatively affecting the dynamic with their employer. This may seriously impede the patients’ willingness to seek medical care. As a working woman expressed:
“Usually, I take my personal leave to visit the doctors. It gets me worked up when I talk about sick leave. Apparently, my employer limits my sick leave to just five days within a 3-month period. After I take these five days of sick leave, they’ll reprimand and put pressure on me and ask me why I’m always so sick.” (11-working woman)
2g) Inadequate Public Support For Patients Struggling With Dental Issues
The public healthcare sector provides very limited dental services to the public. Full public dental care covers just primary school children, adults with intellectual disability, civil servants, in-patients, and referred patients. The public must either be content with the pain relief and tooth extraction-only public dental clinics or is left to search for their own solutions23. This is unideal for patients with chronic dental issues or serious acute issues that need immediate treatment. With most dental services being private, many patients are at the mercy of their financial capabilities when seeking care. While EHCVs do cover registered dentists, a large portion of the public is left without any easily accessible but affordable dentists. As an elderly woman vented:
“I only visit the private healthcare when my gums were inflamed. They caused me terrible pain. The government doesn’t provide dental services… they don’t provide it!” (12-elderly woman)
Community-level Gaps And Issues
3a) Insufficient Support For Patients Struggling With Physically Accessing General Out-patient Clinics
Though only having an area of 1,106 km 2 , there is, on average, just one GOPC available every 15 km 2 in Hong Kong. The limited and far-reaching GOPCs disproportionately affects the financially disadvantaged and those who struggle to physically access these clinics. There are no official transport routes that can carry patients from convenient public transport stations to-and-fro these clinics. Patients who are disabled or physically weak may resort to taking cabs, forming a financial barrier. With the basic cab starting fare of $3.4USD ($27HKD), patients may have to pay at least another 50% on top of their GOPC fees. As an elderly woman who lives by herself expressed:
“Ever since my leg started to hurt, I can’t walk to the clinic anymore. Though I find the price for GOPCs acceptable, the transportation fees… [are expensive (sic)]” (12-elderly woman)
Policy- And Legal-level Gaps And Issues
4a) Inadequate Elderly Health Care Voucher
Currently, elderlies aged 65 or above are eligible to use EHCVs at registered private healthcare providers. Originally only subsidizing $250HKD (around $32USD) per annum, the voucher amount has grown to $2000HKD (around $257USD) per annum. The scheme covers the use of private healthcare providers, Chinese medicine providers, dentists, chiropractors, registered nurses and enrolled nurses, physiotherapists, occupational therapists, radiographers, medical laboratory technologists, and optometrists. Charges in the private healthcare general providers can range from the 2013 average of $26USD ($200HKD) 24 to above $129USD ($1000HKD). On average, the annual EHCV subsidy will last the patient 10 visits to a private healthcare provider if other services are not required. The elderly patient is put through a cost-benefit analysis every time they grow ill, comparing a qualitative value, their illness, with a quantitative value, the amount of EHCV left. Coupled with the fact that elderlies lack a steady source of income, if any income, elderlies tend to stagger to the last possible moment. Yet, it must be recognized that patients only feel that EHCVs are inadequate due to the inaccessible public healthcare services, causing them to resort to private healthcare. As an elderly woman said:
“Every time I visit a private doctor, they always say that it’s okay because I have Elderly Health Care Voucher. Honestly, how many consults can the EHCV last, right? Never will I be able to afford any private healthcare if my EHCV runs out!” (05-elderly woman)
4b) Inadequate Comprehensive Social Security Assistance (Cssa) And Its Exclusive Requirements
Universal Health Coverage (UHC) is currently achieved under Hong Kong’s public healthcare system, while primary health care is still yet to be achieved. Those who are registered under the CSSA Scheme will receive free public healthcare at all levels. CSSA Enrollees must pass a set of income and asset tests, upon which they will receive a predetermined monthly subsidy plus any other eligible supplements. The subsidies range from $345USD ($2,685HKD) to $833USD ($6,485HKD) for any single person adults. The caveat to this scheme lies in the asset limit test, limiting an able-bodied adult to $4,237USD ($33,000HKD). The exclusive requirements of entry into the scheme may cause the implementation of primary health care in Hong Kong to be uncomprehensive. Those who are just above the entry requirements will not be given free public healthcare while also not being able to afford the high costs of private healthcare. For these patients, most, if not all, of their incomes go towards rent fees and necessities. As an elderly woman noted:
“This [those unable to access free public healthcare and can’t afford private healthcare] is the issue with Hong Kong’s healthcare. There are those who can’t afford to pay for healthcare but also don’t qualify for CSSA’s free healthcare.” (01-working man)
Coping Strategies
Following the identified gaps, patients develop coping strategies for the limited accessibility of primary healthcare. These strategies allow the patients to gain access to some form of healthcare with reduced monetary and non-monetary costs. However, the patients’ healthcare-seeking behavior consistency and outcome is greatly reduced.
The first coping strategy is utilizing Traditional Chinese Medicine (TCM). A typical consultation fee for TCM is $25USD ($200HKD) 25 . Comparatively speaking, private TCM tend to cost less than private western medicine providers but cost more than public healthcare services. This third option eliminates the private sector’s financial barrier and the public sector’s time and effort barrier. Furthermore, both TCM services and costs are customizable. Patients can choose whether medications, certain procedures, or only consultations are needed, and anything in between. Finally, patients can self-replicate medication if given the medicinal recipe, increasing longevity in care and cost-effectiveness of the consultation. The positioning of TCM in the healthcare market complements many patients’ trusts in TCM and the necessity to incorporate TCM in their healthcare regimen. As an elderly woman noted:
“The [private TCM provider] consultation fee is $3.8USD ($30HKD) while the extra cost for medication can range from $3.8USD ($30HKD) to $12.75USD ($100HKD) or more, depending on the illness. It’s good that I go see TCM since I can make the medication myself at home.” (07-elderly woman)
The second coping strategy is purchasing over-the-counter (OTC) medication from pharmacies. Pharmacies are accessible and common in Hong Kong, selling both Chinese and Western healthcare products and medication. Without the need for consultations, the pharmacies only charge patients for their medication, often at a fee comparable to public healthcare. Additionally, medication can be purchased as a pack or as individual pills, further decreasing the cost. However, patients opting for this option have no access to any medical provider, requiring self-diagnosis before purchasing medication, which may inadvertently worsen their health. Yet the significantly reduced cost of OTC medication is these patients’ first consideration. As a father pointed out:
“It’s cheap! Think about it, every time I visit the doctor, that’s $25.5-38.2USD ($200-300HKD) gone. If I go the pharmacy to purchase OTC medications, that’s only $6.4-7.7USD ($50-60HKD).” (13-father)
Price gouging: Elderly health care voucher
It is not clear if price gouging is something experienced widely amongst the participants. Due to the lack of an interview question asking about EHCV price gouging, only one of the 6 participants who were eligible for the EHCV scheme had expressed her concern and experience. Therefore, the data is unsaturated.
An issue may unfortunately arise from the largely unregulated private healthcare when accepting said vouchers as a payment method: price gouging. An elderly man recounted his experience:
“For example, the private doctor will charge me $32USD ($250HKD) for consultation and medication for my cold if I pay out of pocket. However, if I opt to use my health care vouchers, they’ll charge me at least $38.5USD ($300HKD).” (08-elderly man)
Indeed, it is not unlikely, as a similar situation occurred with private optometrists in 2019. Upon review by the Department of Health, there were an abnormal amount of EHCV usage for optometric services. The 700 registered optometrists accounted for 27% of the total voucher amount issued with the median of the voucher claim to be $251USD ($1,951HKD) out of the available amount of $257USD ($2000HKD) per eligible senior per annum 26 . A cap was proposed and enacted on 26 June 2019, whereby the usage on optometric services is limited at $257USD ($2000HKD) every two years.
If it is the case that price gouging occurs elsewhere in the EHCV scheme, it may further disenfranchise elderly patients who may already be struggling to afford health care. Further research needs to be done to determine whether this, in fact, is occurring in private healthcare. Regulations will need to be enacted to protect the elderlies.