Most of the cancer patients received their treatment in China’s public hospitals, while private ones contributed less in treating malignancies. This study recruited patients from a public hospital in West China, among whom had all forms of health insurances (social insurances, commercial insurance, and both), similar to existing studies[9, 17]. Differed from health care systems in Australia and some European countries, China has no universal health care insurance coverage. Yet with a coverage of 95% of its population, health care system in China may not over rely on commercial insurance, unlike the United States, where approximately 33% of its population remain uninsured [18, 19].
Due to China's new policy for imported drugs and the launch of domestically-produced ones, the cost of the drug reduced. Yet, out of pocket (OOP) costs including transportation cost and accommodation for cancer therapies differs among cities. Consequently, calculating the absolute values of the patient’s medical expense directly may not be sufficient to measure the financial burden on the patient’s family. With the assistance of COST developed by De Souza et al., we evaluated FT among a cohort of Chinese lung cancer patients. Our study found the patient demographic factors associated with increased FT, containing younger age, employed but on sick leave and less savings. These results may help in identifying the potential patients who might have higher risk in suffer worse health effects. Previous study revealed that patients with advanced cancer demonstrated a more severe financial toxicity than physical, family, and emotional distress[20-22]. Moreover, our result supported the fact that FACT COST had a moderate correlation with HRQoL but did not accurately measure it, which may draw a similar conclusion that FT may have a negative impact on patient well-being[23]. Our result inferred the most at-risk group for financial toxicity lay in 50~59 aged population, which might be a consequence of their overall economic condition in modern China. To be specific, Chinese residents aged 50~59 may suffer the highest financial pressure in the society, due to their moral duty to support both their parents and children(to pay expenses for them), which is a common behavior among Chinese. If they were diagnosed with lung cancer, then burdened with associated financial burden, the consequence might be dramatic.
As former mentioned, health care system in China mainly relies on social insurance, which reflects the consistent effort of the Chinese government. However, including commercial health insurance, the health care system in China covers hospital related medical cost (drug and inpatient cost), but not transportation cost and accommodation for specialist appointments. Meanwhile, residents in China must pay for medical expenses in advance, then wait for reimbursement, according to the health care policy, which may make house hold savings vital for Chinese families. On the other hand, remote residents may suffer more financial burden due to increased transportation fees and extended time of sick leave. Regretfully, our study could not validate the increased FT in patients living in remote areas.
In western countries, patients with cancer are able to get access to cancer care team, including oncologist, nurse practitioner and case manager/ financial counselor. When they have any problems in receiving cancer therapies, they can contact with one or some in the team to get professional assistance. While in China, such team merely contains oncologist and nurse practitioner, which may cause bewilderment in facing financial issues associated with medical care, due to the oncologist and nurse practitioner are unqualified in answering patients’ financial questions. Oncologists in China feel the costs of medical care important, ye they are poorly prepared to discuss costs with patients in the clinic. The customer representatives of large pharmaceutical companies such as Roche, Pfizer, and Merck may play this role, yet inevitably mixed with company's interests when answering financial questions. Hence, there is an urgent need for the emergence of roles such as "financial counselor/case manager" in cancer care team of China, who should be multi-professional such as medicine and economics, qualified to offer professional help in giving or assessing financial issues during cancer therapies.
Medical data in China is hospital-independent. Unfortunately, there lies no integrated platform for researches, which made a nationwide research on financial burden upon cancer patients almost impossible. A limitation to our study was that it remained single centered. A multi-centered cohort may draw a closer conclusion to the real world. In addition, as former mentioned, our study did not contain measuring FT in patients living in remote areas, which may produce worse cancer outcomes.
This study was intended to rouse recognition of financial burden on patients with lung cancer among both policy makers and oncologists and to better identify those at the highest risks for cancer-related financial toxicity. It is undoubted that the whole society should make joint efforts in releasing such pressure. Future study should cover more areas of China, as well as more types of cancer, in order to meet the absence of nationwide platform containing medical data and to promote policy optimization.