Study area and study design
A hospital based cross-sectional study design was employed. The study was conducted in Addis Ababa, the capital city of Ethiopia (the second most populous country in Africa) and headquarters of African Union. Addis Ababa has 13 public hospitals, 32 private hospitals and 93 health centers. About 150-200 new cases of cancer are registered monthly which is compiled from ten cancer diagnostic and treatment service providing hospitals. About 1200 cancer patients visit these health facilities either for follow up or treatment monthly. From the public hospitals, Tikur Anbessa Specialized Hospital (TASH) is the largest teaching and referral public hospital with the highest number of cases. The study was conducted in TASH and three private hospitals (Hallelujah, Bete-Zata and Leghar General Hospitals) between January and March 2018.
Study population and sampling procedure
The source population was all cancer patients attending treatment service in Addis Ababa healthcare facilities. Patients with cancer confirmed on histological and/or pathological exam, patients who took at least one of the oncologic treatment options (either chemotherapy, radiotherapy or hormonal/others), had regular follow up for the last one year, and who are volunteer to participate and have no co-morbid conditions were the eligible study participants.
Sample size was determined using single proportion population formula [17] and a total of 404 participants were recruited from one government hospital (TASH) and three private hospitals. TASH was included as it is the sole oncology referral and radiotherapy center in the entire country and it has also the highest number of cancer patients. Private hospitals were also selected based on their voluntariness to be enrolled and patient load. Participants were recruited using a convenience sampling technique and the number of participants to be drawn from each hospital was decided based on proportion to patient load.
Data collection and management
A structured questionnaire (S1 Table 1 Data collection instrument) was developed from the WHO SAGE (Study of Global Ageing and Adult Health) study [18] and other relevant literatures [15, 19, 20]. This English version of the questionnaire was translated into Amharic (national language) and back translated to English to ensure its consistency.The questionnaire was pretested before the commencement of the data collection process. Appropriate modification and validation process were made according the pretest result of the questionnaire.
The data collection tool was consisted of six parts: (1) socio-demographic characteristics (age. gender, occupation, marital status, education level and household size); (2) medical information (type of cancer, time of first diagnosis, treatment initiated, type of treatment taken and private health facility visit history); (3 and 4) Outpatient department (OPD) and inpatient department (IPD) service expenditures including (consultation, investigation, medicine and other relevant costs); (5) household essential consumption and income (weekly food and others spending, monthly house rent, cloths, transport and other cost, annual education payment, durable materials e.g., television, phone, furniture, vehicles, ceremonies and others spending, overall household annual expenditure and income and patient income if available); and (6) households financial situation outlook (rate of financial burden, coping mechanisms taken and its amount). In addition, a total of 352 patient medical charts were reviewed to collect clinical information of patients, investigations sought and treatments taken which also helped in estimating patient treatment/diagnostic expenditure.
Data was collected in a face-to-face exit interview and daily supervision was made by the principal investigator to ensure its completeness and consistency.
Measurements
Magnitude of CHE was estimated using Wagstaff and Van Doorslaer [4] approach and we considered catastrophic when previous one year patient households OOP expenditure for cancer care exceeded 10% of total annual household income.The overall, outpatient and inpatient cancer diagnostic and treatment service expenditures of the last twelve months were estimated and presented as average expenditure per patient. Therefore, these households incurred a catastrophic expenditure assumed as catastrophic payment head counts (Hcat).
Healthcare service OOP expenditure is direct payment made to healthcare providers on receiving a service excluding prepayment, reimbursement, and other sources of payment mechanisms [4, 5, 21]. However, households can use different mechanisms of coping strategies to solve their financial burden. Coping mechanisms were assessed by asking study participants to explain any strategy used to cover their treatment/diagnostic cost during their treatment course. This includes any means of income obtained from household member and other savings including Eqqub and Iddir; any financial support from relatives, religious organization and other sources which are nonrefundable; any income obtained from selling household assets like land, property, livestock, jewellery and other household items; and any types of borrowing from financial institutions taken as a debt including from individuals. This was later rearranged as; savings, financial support, selling assets and borrowings [7, 20]. Households had used different coping strategies and classified into two as expenditure covered by themselves and by other mechanisms to figure out the overall expense covered by the household themselves only and to estimate the CHE level of cancer care.
To see households’ subjective rate of self-reported financial burden, respondents were asked to rate their current household economic situation outlook due to cancer care imposed financial burden up on the household compared to the past; as very good, good, medium/similar, bad and very bad. Later, it was reclassified as “manageable” for very good, good and medium/similar and “unmanageable” for bad and very bad.
Expenditure was estimated as all expenditures spent for cancer care prior to the interview time in the last year of medical service upon possible probing approaches to minimize recall bias. This expenditure includes both medical and nonmedical expenditures. Medical expenditures were all expenditures related to consultation, investigation, medicine, bed and traditional medicine expenditure. On the other hand, nonmedical expenditure includes transportation, food and other accommodation expenditures associated with the disease care. Expenditures were also categorized as outpatient expenditures (consultation, investigation, medicine, and other spending associated with outpatient care), and inpatient expenditures (consultation, investigation, medicine, bed and other expenditure associated with inpatient care). There are controversies on estimating cost data especially when the data have a skewed nature. Some studies reported mean is a reasonable choice although it could be affected by skewed distribution of cost [22, 23]. Others studies, however, preferred to report using median since it is not affected by skewness although it only shows the position of the distribution [24]. Hence, we used both mean and median measurements to provide a full picture of the estimation which might help in the ease health policy decision making and resource allocation.
Household income and expenditure were measured based on respondents’ self-reported daily or monthly income and expenditure, respectively. This was then converted to annual household income and expenditure. Participants with in-kind incomes were approached for their type of income and amount. This was changed to monetary value based on the time of its exchange when it is supplied to the local market. Participants were also informed to include any type of income. All expenditures were measured and values are reported as expenditure (US$) per patient (1US$ equivalent to 23.41 Ethiopian Birr).
Covariates
Various covariates were included in this analysis. Socio-demographic, clinical and economic variables including: type of health facility (private and public); type of cancer (breast cancer, colorectal cancer, cervical cancer, Nasopharyngeal cancer (NPC) and other); cycles of chemotherapy taken (less than or equal to three cycles, four to six cycles, greater than six cycles and on other treatment options); private health facility history (had history of visit and had not history of visit); gender (male and female); marital status (single, divorced, married and widowed); residence (out of Addis Ababa and in Addis Ababa); level of education (have not attended formal education, grade 1-8, grade 9-12, and college and above); occupation (employed at governmental or private institution, own private business, housewife/husband, retired and other); income quintile (lowest, second, middle, fourth and highest); and expenditure quintile (lowest, second, middle, fourth and highest) were the variables considered in the analysis.
Statistical analysis
Data was coded, entered in to and analyzed using STATA version 14 (https://www.stata.com/stata14/). Descriptive statistics such as mean, median, standard deviation (SD) and Inter-Quartile Range (IQR) were used to compute socio-demographic, clinical and economic characteristics. Hosmer-Lemeshow test was employed for the goodness of fit test of the logistic regression model. Multivariable logistic regression model was used to assess the relationship of CHE and potential explanatory variables. The significance level was set at 95% confidence interval (CI) of crude odds ratio (COR) and adjusted odds ratio (AOR).