Background: Streptococcus pneumoniae is an important clinical pathogenic bacterium, which is the primary cause of meningitis, septicemia and community-acquired pneumonia. The mortality rate of pneumococcal disease was high, especially in children under 5 years of age. Rapid and accurate detection of S. pneumoniae is critical. Methods: A ply gene-based multiple cross displacement amplification (MCDA), which amplifies DNA under isothermal conditions (65 °C) for 40 min, was established for accurate and rapid detection of S. pneumoniae. Antarctic thermal sensitive uracil-DNA-glycosylase (AUDG) was applied for eliminating carryover contamination. Lateral flow biosensor (LFB) was used to indicate the amplification results. Results: The ply-MCDA assay can detect as little as 10 fg of S. pneumoniae DNA, as well as 447 CFU/mL of spiked sputum samples. The sensitivity of ply-MCDA assay in clinical samples was 100 times that of PCR. The specificity of MCDA primer targeting the ply gene was validated using 15 S. pneumoniae and 25 non-S. pneumoniae, suggesting that ply gene-based MCDA assay was highly selective for S. pneumoniae. Moreover, the ply-MCDA coupled with AUDG can effectively eliminate carryover contamination, and then prevent false-positive results. Conclusion: The ply-MCDA assay coupled with AUDG was a simple, rapid and accurate method in the diagnosis of S. pneumoniae infection.